Home Buyer Seminar

Sort through the myths and realities of buying a home.

Ricki Pritchett, OCCU mortgage loan officer, is here to answer your questions and get you started on the right track with a homebuying seminar. Whether you’re a first-time buyer or just need a refresher, Ricki will guide you through the mortgage process and explain everything you need to know to get started.

Learn the basics of getting a mortgage.You’ll walk away from this event with a solid understanding of how to:

Get pre-qualified. Find out about lender credit requirements—including what credit score will net you the best interest rates—as well as the various home loan programs and assistance available. We’ll also explore some options for making a down payment.

Find the right home. Discover how to know if the home you want is right for you. You’ll learn to calculate how much home you can afford and find out how today’s interest rates can affect your purchasing power.

Make an offer. Once you find the home you want, you’ll know how to place an offer and respond to any counteroffers from the seller. You’ll also understand what’s included in the closing costs and who typically pays which fees.